To qualify for a loan, all loan borrowers must:

1. Have a verifiable name, date of birth and social security number;

2. Be at least 18 years of age (19 in Alabama and Nebraska);

3. Have a credit score of at least 720

4. Be a U.S. citizen or Permanent Resident Alien;

5. Have a valid e-mail account

6. Have a job or job offer he/she has accepted and will start within 6 months or another verifiable source of regular income;

7. Meet our minimum credit requirements; and

8. Have a personal banking account at a U.S. financial institution with a routing transit number;